Bitcoin Can Send 'Any Amount' Of Money Anywhere On Earth In Minutes On A Bank Holiday, Says Michael Saylor — Critics Aren't Buying It

2026년 2월 19일 · Unknown · financial · 출처 Yahoo Finance

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.

Strategy Inc. (NASDAQ:MSTR) Chair Michael Saylor touted on Monday Bitcoin’s(CRYPTO: BTC) ability to enable fast and cheap global transfers even on bank holidays like Presidents’ Day.

Saylor Champions Bitcoin’S 24/7 Operation

Saylor highlighted Bitcoin’s fee estimator on X, with a fee rate of 1 satoshi per virtual byte for instant settlements during periods of low congestion. One satoshi is the smallest unit of Bitcoin, equal to 0.00000001 BTC. At the time of writing, its value was about $0.00068.

Lightning transactions also include a variable fee component applied to the payment amount. In the given scenario, it was shown to be 0.0003%.

Don't Miss:

Security and regulation matter in crypto — explore Kraken Pro's compliance-first trading platform. The AI Marketing Platform Backed by Insiders from Google, Meta, and Amazon — Invest at $0.85/Share

The screenshot posted by Saylor didn’t show the total transaction amount, but the final transaction fee, including the base fee highlighted earlier, came to $0.44.

“On a bank holiday, Bitcoin can send any amount of money anywhere on earth in minutes,” Saylor said.

On a bank holiday, Bitcoin can send any amount of money anywhere on earth in minutes — for $0.44. pic.twitter.com/vTcGlR9hvR

Bitcoin’s Scalability Not In Question?

The Bitcoin bull noted that scalability and bandwidth concerns emerged during the 2015-17 blocksize wars, but the network has since overcome them.

“A reminder that markets and innovation often resolve challenges more effectively than urgency or intervention,” Saylor said.

Trending: You Saved for Retirement — But Do You Know What You'll Keep After Taxes?

The Counter Arguments

Sending money on a holiday is generally not possible for immediate settlement, as banks are closed, causing delays until the next business day.

However, X users like Udi Wertheimer rebutted Saylor’s points. Wertheimer argued that Bitcoin’s low fees result from weak transaction demand, which is at historic lows, and not from any real “innovation.”

it's not innovation michael, it's lack of demand

mempool transactions are at historic lows

the total transaction fees paid in the last block were $800

that's around $100,000 of revenue per day for the entire global network, less than a local grocery store in a small town

See Also: Before the IPO: How One Company Quietly Locked Up 500+ Iconic Character Rights

Another user, AB, echoed the same observation.

Story Continues

Fees remain low because it's not used. Nothing to do with innovation. Fast forward one or two halvings and see how quickly miners will drop off as 'subsidy + fees' are not enough.

The number of transactions added to the Bitcoin mempool per second has indeed fallen sharply in the last six months, according to data from Blockchain.com.

Source: Blockchain.com

Photo Courtesy: Ryvius on Shutterstock.com

Read Next: Motley Fool's analysts have built a new lineup of passive ETFs — explore which "Foolish" strategy fits your investment goals.

Building Wealth Across More Than Just the Market

Building a resilient portfolio means thinking beyond a single asset or market trend. Economic cycles shift, sectors rise and fall, and no one investment performs well in every environment. That's why many investors look to diversify with platforms that provide access to real estate, fixed-income opportunities, professional financial guidance, precious metals, and even self-directed retirement accounts. By spreading exposure across multiple asset classes, it becomes easier to manage risk, capture steady returns, and create long-term wealth that isn't tied to the fortunes of just one company or industry.

Rad AI

Rad AI's award-winning artificial intelligence technology helps transform data chaos into actionable insights, enabling the creation of high-performing content with measurable ROI. Their Regulation A+ offering allows investors to participate at $0.85 per share with a minimum investment of $1,000, providing an opportunity to diversify portfolios into early-stage AI innovation. For investors seeking exposure to the rapidly growing AI and tech sector, Rad AI offers a chance to get in on the ground floor of a data-driven growth story.

Arrived

Backed by Jeff Bezos, Arrived Homes makes real estate investing accessible with a low barrier to entry. Investors can buy fractional shares of single-family rentals and vacation homes starting with as little as $100. This allows everyday investors to diversify into real estate, collect rental income, and build long-term wealth without needing to manage properties directly.

Lightstone

Lightstone DIRECT gives accredited investors direct access to institutional-grade real estate, going beyond typical crowdfunding platforms. By cutting out middlemen, it aligns investor and manager interests while providing exposure to a $12B+ portfolio spanning multifamily, industrial, hospitality, retail, office, and life science properties. This approach allows investors to diversify their portfolios across multiple property types and markets, gaining professional-grade real estate exposure without the fees or misalignment common on other platforms.

Masterworks

Masterworks enables investors to diversify into blue-chip art, an alternative asset class with historically low correlation to stocks and bonds. Through fractional ownership of museum-quality works by artists like Banksy, Basquiat, and Picasso, investors gain access without the high costs or complexities of owning art outright. With hundreds of offerings and strong historical exits on select works, Masterworks adds a scarce, globally traded asset to portfolios seeking long-term diversification.

Bam Capital

BAM Capital offers accredited investors a way to diversify beyond public markets through institutional-grade multifamily real estate. With over $1.85 billion in completed transactions and guidance fr…